Flood and Water Damage

Severe weather, flooding, and interior water leaks each pose their own risks. Understanding the different ways water damage can occur helps you take the right steps to protect your property, which includes purchasing the right insurance coverage.
Preventing common causes of water damage

While fire may be a common worry among homeowners, our Travelers claim data suggests that homes could be as much as 10 times more likely to be damaged by water than by fire. Fortunately, much of this water-related damage can be prevented, and taking a few simple home maintenance steps can help increase the chances of keeping a property safe
Understanding flood insurance

While floods can cause major destruction, the damage caused by floods is not covered by standard Homeowners insurance. That’s why Travelers offers flood insurance through the National Flood Insurance Program. A flood insurance policy provides the specialized coverage you need to help protect your home, condo or business from rising waters.
Water Damage in your home leads to mold

When it comes to keeping your home mold-free, a strong offense is definitely your best defense. To prevent mold, eliminate moisture from your home and be on the lookout for signs of possible growth, such as musty smells or watermarks on walls and ceilings.

Caught early, mold can usually be removed by a thorough cleaning with bleach and water. To prevent mold from re-growing, however, it is essential that the source of the moisture be eliminated and the affected area properly dried, cleaned, and if necessary, replaced. Also, remember to bag and dispose of any material with moldy residue such as rags, paper or debris.

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Posted in Insurance.